COBRA – Continuation of Coverage

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Federal and certain state laws provide some opportunities for employees to continue coverage in the group insurance plans (COBRA), at their own expense, after they leave their employment with Northwestern and in certain changes in family status. In addition, the employee's dependents may be eligible for insurance continuation, at their own expense, should they become ineligible for insurance under the employee.

Employees are required to notify the University when these situations occur. Employees who are eligible for insurance continuation will be provided specific information about availability and cost.

For more information, contact Human Resources

When coverage under the group health insurance plan ceases, employees will be provided with a Certificate of Insurance Portabilityas required by federal law (HIPAA). This certificate may help eliminate or reduce the waiting periods for coverage of preexisting conditions under other insurance plans.

Your rights under COBRA (pdf)

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